Home Mortgage Loans

Find the right mortgage before you find the perfect home

Get a home mortgage loan with rates and terms that help make your dream a reality.

Benefits You’ll Love

Competitive rates & flexible terms
Variety of financing programs to choose from
Fast, friendly, local decision-making & ongoing servicing

The home you want. The loan you need. The lender you trust!

Home Buying Map

The standard fixed rate loan is the most well-known and frequent type of mortgage. Over the course of the loan, a fixed rate loan's interest rate won't fluctuate. The principal and interest payment is therefore constant each month. While the principal and interest payment is always the same, it's crucial to keep in mind that if you escrow for your insurance and property taxes, these costs may change over time. Your total monthly payment (including escrows) may fluctuate from year to year as these costs alter.

_{All loans subject to application and credit approval. First Bank Kansas is an Equal Housing Lender. NMLS #528128}

An ARM has a benefit over a fixed rate loan because its initial interest rate is frequently lower than that of a comparable fixed rate mortgage. Whether the initial rate benefit justifies the potential risk of a higher rate in coming years is one of the factors to take into account when considering whether to employ an ARM. All ARMs contain "caps" that restrict how much the interest rate can increase or decrease both during individual adjustments and throughout the course of the loan.

_{All loans subject to application and credit approval. First Bank Kansas is an Equal Housing Lender. NMLS #528128}

If you are looking to refinance your home, consider our mortgage options with various term lengths. We have multiple loan structuring and rate options. Our team of knowledgeable lenders are here to share their expert advice and make your process easier. We retain servicing on our mortgage loans which means you are able to make your payments locally and speak with a lender face-to-face whenever you would like.

_{All loans subject to application and credit approval. First Bank Kansas is an Equal Housing Lender. NMLS #528128}

If you are ready to buy your first home and don't know where to start, our team of experienced lenders can help you navigate the process and find if there is a First Time Home Buyer loan that fits your situation. Find a lender near you and get started today!

_{All loans subject to application and credit approval. First Bank Kansas is an Equal Housing Lender. NMLS #528128}

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Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.